I. Main Content
Data in this chapter show the development of China's banking, securit ies and insurance, in last 10 year in the following 5
aspect s: (1) The number of the instit utions and personnel in the banking system; (2) The financial activities of banking
institutions; (3) The changes of the interest rates of t he dep osits and loans; (4) The direct financing; (5) The business of
insurance.

II. Sources of Data:

(1) Table 19-1 showing the number of banking instit utions and personnel are prepared by the personnel department s of the
Headquarter of the Peop le's Bank of China on the basis of the related administrative registers.

(2) Tables 19-2 to 19-7 show the banking activities of banks and rural credit cooperatives. The st atis tics cover t he balance
table of the credit funds and the tables on the cash revenue and expenditure of the banking institutions include t he People's
Bank of China, the stat e policy banks, the stat e-owned commercial banks, other commercial banks, urban and rural credit
coop eratives , financing corp orations , trust investment corporations, financing and leasing corporations, and s avings depos
it institutions under the p ostal offices. The grassroots units of the above banking institutions fill out the ques tionnaires and
report to the higher authorities. The higher authorities tabulate t he data level by level. Finally, the Department of survey and
Statistics of the Head Office of t he People's Bank of China tabulate the data and get the national total. The data in the table
on the gold and foreign exchange res erves are extracted from the balance sheet of the People's Bank of China and provided
by it s concerned department.

(3) Tables 19-8 and 19-9 show the changes of the interest rates. Data are from the interest rates of deposits and loans
stipulated and published by the Head Office of the People's Bank of China.

(4) Tables 19-10 to 19-13 show the direct fund raising. The data are from the Annual Statistical Report on China's Securities
compiled by China Securities Regulat ory Commis sion.

(5) Tables 19-14 and 19-15 show t he business of insurance, with data coming from the insurance statistics compiled by
China Insurance Regulatory Commis sion.